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SyB stumbled upon a young mum with two toddlers and a large mortgage. Her job is to find out about everything that the banks are less keen for you to know and to tell you ALL about it!
Tag Archives: CBA
A Bank Error to Keep an Eye Out For
A fan of our website recently wrote to us to inform of us of a glitch in the banking system that would have resulted in him paying extra fees had he not made a query with the bank. As he … Continue reading
Posted in Bank Fees, Bank Information, Customer Relations, Personal Finance, Unfair Banking
Tagged ANZ, australia and new zealand banking, bank error, bank fees, bank glitch, CBA, citi bank, citi group, citibank, citigroup, commbank, Commonwealth Bank, NAB, National Australia Bank, unfair bank fees, WBC, Westpac
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Staying on Top of The Big Four
As frustrating as it can be, I understand the reality that sometimes it makes sense to go to the Big Four for your home loan. Yes they are profit mongerers and Yes, they will take us for every cent we … Continue reading
Posted in Bank Competition, Budgeting Advice, Home Loan Help, Mortgage Brokers, Refinancing
Tagged ANZ, australia bank, australian banks, bank smart, big 4, Big Four, CBA, Comm Bank, common wealth bank, Commonwealth Bank, credit union, internet banking, mortgage, mortgage help, NAB, National Australia Bank, national bank, one big switch, personal banking, refinance, refunds direct, WBC, Westpac
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Big Four, your record profits make me Grumpy!
Over the last few weeks ANZ, Commonwealth Bank, NAB and Westpac have all announced their annual reports. What they’re doing their best to share with their shareholders but not with their customers is the news that they have ALL reported … Continue reading
Posted in In the News, Spank Your Bank, Unfair Banking
Tagged annual report, ANZ, bank, CBA, commbank, Commonwealth Bank, financial service provider, interest rate, interest rates, mortgage, NAB, National Australia Bank, profit, refinancing, SyB, WBC, Westpac
1 Comment
Suncorp Isn’t Owned by the Big Four But the Shareholders Who Own the Big Four Own Suncorp
On my way along Warringah Road yesterday, I saw a big shiny billboard with a huge Suncorp advertisement on it. The billboard read, “We’re not owned by the Big Four. So why should you be?” This piqued my interest as … Continue reading
One Big Switch – All their Ducks are in a Row. But are they in Line with Yours?
Over the last few weeks, One Big Switch has been emailing out offers to the 40,000 Australians who signed up for their Choice Big Switch Campaign. Here at Spank Your Bank we’ve seen a mix of very positive and very … Continue reading
Is HSBC Entering the Fray with the Big Four?
HSBC owns the majority share in all of Australia’s major banks (and a few more at that). I guess, because of this, they don’t seem to care too much about competing with their children – well at least I haven’t … Continue reading
Posted in Bank Competition, Bank Fees, Budgeting Advice, Credit Card Advice, Interest Rates, Savings Accounts
Tagged account fees, ANZ, budgeting, CBA, commbank, Commonwealth Bank, credit card, credit card fees, Feebate, HSBC, NAB, National Australia Bank, savings account, spank your bank, SyB, transaction account, WBC, Westpac
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Tips For Teaching Your Child How to Budget Part Six of Saving Money For Your Kids
Below is a list of tips we’ve compiled that offer suggestions for teaching your kids about money and how to use it to their advantage. If you can know of anymore please let us know! Get your kids to write … Continue reading
Posted in Account Management, Bank Fees, Bank Information, Budgeting Advice, Personal Finance, Saving Money For Your Kids, Teaching Your Children About Money, Tips on Saving, Understanding Banks
Tagged accountant, ANZ, bank loyalty, banks, BankWest, budget, budgeting, CBA, children's savings accounts, Commonwealth Bank, comparing banks, credit card, earning interest, interest, NAB, pocket money, shopping, spank, SyB, tax, term deposit, trust fund, WBC, Westpac
7 Comments
Teaching Your Child How to Budget and Save Part Five of Saving Money For Your Kids
I have two boys and, as you know, a huge mortgage that I can barely keep up with. Despite this mortgage, Hubby and I were very keen to try and set up some sort of savings plan for our children … Continue reading
Posted in Account Management, Bank Fees, Bank Information, Budgeting Advice, Personal Finance, Saving Money For Your Kids, Teaching Your Children About Money, Tips on Saving, Understanding Banks
Tagged ANZ, BankWest, bankwest bonus saver, Bankwest Children's account, CBA, commbank, Commonwealth Bank, extra mortgage repayments, home loan, NAB, National Australia Bank, principal and interest, spank your bank, SyB, WBC, Westpac
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A Comparison of Children’s Savings Accounts Part Three of Saving Money For Your Kids
There is absolutely no point saving money for your child if you are not going to teach them about how to use it (link to other post). For this reason alone, it is a good idea to have a children’s … Continue reading
Posted in Account Management, Bank Fees, Bank Information, Budgeting Advice, Personal Finance, Saving Money For Your Kids, Teaching Your Children About Money, Tips on Saving, Understanding Banks
Tagged ANZ, bank, bank fees, banks, BankWest, bankwest bonus saver, budget, CBA, children's tax on income, children's tax on interest, Commonwealth Bank, comparing savings accounts, home loan, home loans, how to teach your kids about money, interest, NAB, National Australia Bank, pocket money, saving money for your kids, spank, SyB, tax, teach your kids about money, WBC, Westpac
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Saving Money For Your Kids – Part One
One would think that saving some money for one’s kids would be one of the easier things in life. And if one were just putting one’s money into a piggy bank, one would be right. But, when one can use … Continue reading
Posted in Bank Information, Budgeting Advice, Personal Finance, Saving Money For Your Kids, Teaching Your Children About Money, Tips on Saving, Understanding Banks
Tagged ANZ, banks, budget, budgeting, CBA, Comm Bank, commbank, Commonwealth Bank, how do you save money for your children, interest, mortgage, mortgage advice, NAB, National Australia Bank, principal and interest, saving money for your kids, spank, SyB, WBC, Westpac
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Starting Out In the Personal Banking World
Compound interest? What’s that? If you don’t know how to choose your first bank, then this post on personal banking is a great starting point to learn what you need to know. Continue reading
Posted in Account Management, Budgeting Advice, Financial Stress, General Discussion, Personal Finance, Tips on Saving, Understanding Banks
Tagged amex, ANZ, bank, bankcard, banks, big four banks, budget, CBA, Choice Magazine, choosing the right bank, Commonwealth Bank, compare bank products, compare banks, compound interest, credit, credit card, credit card comparison, credit card situation, debt, financial advice, financial difficulties, financial hardship, financial issues, financial service provider, first bank, first bank for children, getting a bank account, getting help with debt, help with budgeting, help with debt, home loan, home loans, how to choose a bank, interest, mortgage, NAB, personal banking, spank, spank your bank, starting a budget, SyB, WBC, Westpac
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Subject: 86-year old lady’s letter to bank
I was forwarded this as an email the other day. The word is that it is genuine, but I also saw it posted on some sites as being written by Peter Wear from the Courier Mail. Genuine or not, I … Continue reading
Posted in Account Management, Bank Fees, Bank Humour, Customer Relations, General Discussion
Tagged ANZ, bank, banks, budget, CBA, cheque, cheque book, Commonwealth Bank, Courier Mail, customer relations, Peter wear, spank your bank, SyB, transaction fees, WBC, Westpac
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Choice Magazine’s Better Banking Report
Choice Magazine has released a report that includes their suggestions as to how to end bank bashing and they’re going to review it in a year. Here’s the link to their full report and below is an extract from their … Continue reading
Posted in Bank Competition, Bank Information, Budgeting Advice, In the News, Personal Finance, Understanding Banks
Tagged ANZ, bank, bank bashing, banking report, banks, budget, CBA, choice, Commonwealth Bank, credit union, customer relations, NAB, WBC, Westpac
1 Comment
Banks and Their Incestuous Puppet Show
National Nominees Ltd, a wholly owned subsidiary of National Australia Bank, is the Number Three shareholder for ANZ, CBA, WBC and itself. I think that a staged break-up where you’re sleeping with the enemy would be the perfect plot line for next week’s Days of Our Lives episode. Hmmm…. Continue reading
Posted in Bank Competition, Bank Information, Bank Ownership, Personal Finance, Understanding Banks, Unfair Banking
Tagged Adelaide Bank, ANZ, Aussie, Aussie Home Loans, australian banks, bank, bank advertising, bank competition, bank own, bank owner, bank ownership, banks, banks who owns who, BankWest, Bendigo Bank, big four banks, Break-Up, CBA, changing your lender, Choice Magazine, cogent nominees pty ltd, Comm Bank, Commonwealth Bank, competition between banks, credit union, customer relations, Days of Our Lives, financial sector, financial service provider, home loan, HSBC, interest, JP Morgan, JP Morgan Chase Co, major australian banks, major banks, Mark Bouris, NAB, NAB Break up, National Australia Bank, national nominees ltd, National Nominees pty ltd, newcastle permanent, perpetual, queensland investment corporation, Rams, rbc dexia, refinancing, shareholders, spank, spank your bank, St George, SyB, top 20 shareholders, top twenty shareholders, UBank, WBC, Westpac, who owns what bank, who owns which bank, Yellow Brick Road
10 Comments
Credit Cards – The Handy Catch 22 That Are Usually More Trouble Than They’re Worth
So, you’re thinking…“Ok, despite your last Post, I’m going to get a credit card. I know you have one. And I want one too. Besides, like you said, society is designed for us to have one. Um, which one should I get?” Continue reading
Posted in Bank Information, Budgeting Advice, Credit Card Advice, Credit Card Comparisons, Personal Finance, Tips on Saving, Understanding Banks, Unfair Banking
Tagged ANZ, bank, Bank West, bankcard, banks, budget, CBA, closing balance, Commonwealth Bank, credit, credit card, credit card comparison, credit card fees, credit card situation, credit union, financial service provider, low fee card, low rate card, rewards card, spank, spank your bank, SyB, TCU, Teacher's Credit Union, WBC, Westpac, Which credit card should I get
1 Comment
Credit Cards and their "Ouch!" Factor
Prior to arriving at this newfound intense interest with how the banks work, the chances of me googling ‘credit card’ would have been about as slim as me winning the lotto. I just simply wouldn’t have bothered. I’m too busy … Continue reading
Posted in Bank Information, Budgeting Advice, Credit Card Advice, Credit Card Comparisons, Tips on Saving, Understanding Banks, Unfair Banking
Tagged aldi, american express, amex, ANZ, balance transfer, bank, bank statement, bankcard, banks, budget, CBA, closing balance, Commonwealth Bank, consumer price index, CPI, credit, credit card, credit card fees, credit card myths, credit card situation, credit card statement, credit cards, customer relations, customer service, debt, fee, fees, finances, financial difficulties, financial hardship, financial issues, financial service provider, google, interest, interest free, mastercard, money, NAB, simple savings, spank, SyB, understanding credit cards, visa, visa debit, WBC, Westpac
1 Comment
A Little From the Bank’s Newsroom
Seen any good articles about the banks lately? I’m quite enjoying the Fin Review. I don’t quite have time to read all their articles (who does???), but I like their writing style. It seems to be a little less sensationalist … Continue reading
Posted in Bank Competition, Bank Information, General Discussion, In the News, Understanding Banks, Unfair Banking
Tagged afr, bank, CBA, changing your lender, Commonwealth Bank, customer relations, financial review, financial service provider, home loan, home loans, interest, lender, mortgage, refinancing, spank, spank your bank, sunday telegraph, SyB, WBC, Westpac
2 Comments
They May Work for a Money Making Institution. But it’s better Than Not Having a Job.
I don’t know about you, but I’ve noticed a serious push in customer relations with the banks since interest rates started to rise above the reserve bank’s increase. – At Westpac, you can now call your Bank Manager on a … Continue reading
Posted in Bank Information, Understanding Banks
Tagged ANZ, bank, CBA, Commonwealth Bank, customer relations, financial service provider, foreclosure, help with Lender's mortgage insurance, home loan, interest, Lender's Mortgage Insurance, LMI, mortgage, Mortgage Insurance, mortgagee sale, NAB, principal and interest, shortfall, spank, spank your bank, SyB, WBC, Westpac
5 Comments