Monthly Archives: November 2011

What happens if I don’t pay my Phone Bill?

As an 18 year old, you are now legally obliged to pay your bills. If you can’t, there can be problems. But, if you don’t do anything about the fact that you can’t, then there can be plenty more long term unexpected problems… like when you grow up a little more and decide to buy your first home and the bank sees you’ve got a black mark on your credit. Continue reading

Posted in Credit Card Advice, Dealing with Debt, Financial Stress, Money Management for Young Adults, Personal Debt | Tagged , , , , , , , , , , | Leave a comment

Move your Money with Ditch The Banks Day 30th June 2012

This was Facebook posted by Ditch The Banks Day 2012 – an Aussie Group who are doing an Aussie version of the U.S Bank Transfer Day Credit Unions Vs. Banks: What’s The Difference? What Works Best? The ongoing credit unions … Continue reading

Posted in Bank Competition, Guest Posts, Uncategorized | Tagged , , , , , | 1 Comment

How do I help my child who is now a young adult deal with their debt? – Part Two

Part One on of this post looked at why young adults are experiencing so much difficulty with financial debt. To read more about that, click here. To read more about helping your grown up child with debt, please continue reading … Continue reading

Posted in Budgeting Advice, Credit Card Advice, Financial Stress, Personal Debt, Teaching Your Children About Money, Tips on Saving | Tagged , , , , , , , , , , , , | Leave a comment

How do I help my child who is now a young adult deal with their debt? – Part One

I’ve joined the ball game late. How do I help my child who is now a young adult deal with their debt? Continue reading

Posted in Budgeting Advice, Credit Card Advice, Financial Stress, Kids AND a Mortgage, Personal Debt, Personal Finance, Teaching Your Children About Money, Tips on Saving | Tagged , , , , , , , , , , , , | Leave a comment

Staying on Top of The Big Four

As frustrating as it can be, I understand the reality that sometimes it makes sense to go to the Big Four for your home loan. Yes they are profit mongerers and Yes, they will take us for every cent we … Continue reading

Posted in Bank Competition, Budgeting Advice, Home Loan Help, Mortgage Brokers, Refinancing | Tagged , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Big Four, your record profits make me Grumpy!

Over the last few weeks ANZ, Commonwealth Bank, NAB and Westpac have all announced their annual reports. What they’re doing their best to share with their shareholders but not with their customers is the news that they have ALL reported … Continue reading

Posted in In the News, Spank Your Bank, Unfair Banking | Tagged , , , , , , , , , , , , , , , , | 1 Comment