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SyB stumbled upon a young mum with two toddlers and a large mortgage. Her job is to find out about everything that the banks are less keen for you to know and to tell you ALL about it!
Category Archives: Credit Card Advice
What happens if I don’t pay my Phone Bill?
As an 18 year old, you are now legally obliged to pay your bills. If you can’t, there can be problems. But, if you don’t do anything about the fact that you can’t, then there can be plenty more long term unexpected problems… like when you grow up a little more and decide to buy your first home and the bank sees you’ve got a black mark on your credit. Continue reading
Posted in Credit Card Advice, Dealing with Debt, Financial Stress, Money Management for Young Adults, Personal Debt
Tagged affect credit, can t pay phone bill, credit card credit check, credit management, debt money, get debt free, if you don t pay your credit card, Money management, pay telephone bill, what happens if i don't pay my phone bill, young adults in debt
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How do I help my child who is now a young adult deal with their debt? – Part Two
Part One on of this post looked at why young adults are experiencing so much difficulty with financial debt. To read more about that, click here. To read more about helping your grown up child with debt, please continue reading … Continue reading
Posted in Budgeting Advice, Credit Card Advice, Financial Stress, Personal Debt, Teaching Your Children About Money, Tips on Saving
Tagged adult children living home, debt students, debt today, finance tips, grown children, help child, helping your child, money debt, teach kids about money, teaching about money, young people in debt, young people money management, youth debt
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How do I help my child who is now a young adult deal with their debt? – Part One
I’ve joined the ball game late. How do I help my child who is now a young adult deal with their debt? Continue reading
Posted in Budgeting Advice, Credit Card Advice, Financial Stress, Kids AND a Mortgage, Personal Debt, Personal Finance, Teaching Your Children About Money, Tips on Saving
Tagged adult children living home, debt students, debt today, finance tips, grown children, help child, helping your child, money debt, teach kids about money, teaching about money, young people in debt, young people money management, youth debt
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How to Deal with Mistakes on Your Credit Card Statement
Inaccurate charges that appear on credit card statements happen because of any number of human and computer mistakes. Duplicate charges are usually filtered by computer programs that are designed to prevent multiple charges for the same purchase. Fraudulent charges are … Continue reading
The 10 Potential Pitfalls of the Balance Transfer
Transferring your current credit card balance to a credit card offering an introductory deal is a great way to reduce your debt obligations. When you take advantage of these promotions you have the ability to significantly reduce the amount of … Continue reading
Getting Credit Card Debt Paid Off: 13 Starter Tips
Aussies are stuck with billions of dollars worth of credit card debt with many families carrying a revolving balance from month to month. Credit card debt causes feelings of hopelessness and anger, prevents people from sticking extra cash into their … Continue reading
Is HSBC Entering the Fray with the Big Four?
HSBC owns the majority share in all of Australia’s major banks (and a few more at that). I guess, because of this, they don’t seem to care too much about competing with their children – well at least I haven’t … Continue reading
Posted in Bank Competition, Bank Fees, Budgeting Advice, Credit Card Advice, Interest Rates, Savings Accounts
Tagged account fees, ANZ, budgeting, CBA, commbank, Commonwealth Bank, credit card, credit card fees, Feebate, HSBC, NAB, National Australia Bank, savings account, spank your bank, SyB, transaction account, WBC, Westpac
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Just discovered this one – GE Money 28 Degrees Mastercard part Three
Hubby’s additional card holder card arrived in the mail on Friday. GE actually sent it out pretty quickly. It took so long for us to receive it because it took Hubby forever to get to the post office to be … Continue reading
Posted in Bank Humour, Credit Card Advice, Credit Card Comparisons, Customer Relations, GE Money 28 Degrees Credit Card
Tagged 28 degrees credit card, additional card holder, credit card, credit card situation, credit cards, customer relations, customer service, ge, ge money, spank, spank your bank, SyB
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Just discovered this one – GE Money 28 Degrees Mastercard part Two
It’s always fun to go on journeys, especially brand new exciting credit card journeys. And that’s exactly the reason why I have decided to share my journey with the GE Money 28 Degrees credit card. That way we can look … Continue reading
An Interesting Credit Card Repayment Article by the Courier Mail
This image comes from an article called “Pay Back Time” in the Courier Mail on the 4th March 2011. I was positively astounded by the table on the image. How can $50 a month make so much difference?
Posted in Bank Information, Credit Card Advice, In the News, Personal Finance
Tagged abc radio, american express, amex, bankcard, Courier Mail, credit card, credit card repayment calculator, credit card repayments, credit cards, government assistance, in the news, mastercard, minimum repayment, visa
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Just discovered this one – GE Money 28 Degrees Mastercard
It looks like a little gem for bargain hunters doing a little online overseas shopping or for those who can afford an overseas adventure because it has no international fees – you know that nasty 2% currency exchange you pay … Continue reading
Posted in Bank Information, Credit Card Advice, Credit Card Comparisons, GE Money 28 Degrees Credit Card, Understanding Banks
Tagged credit card, ge, ge credit card, ge money, general electric, interest rate, international transaction fees, international travel, overseas purchases, transaction fees, travel, wikipedia
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Credit Cards – The Handy Catch 22 That Are Usually More Trouble Than They’re Worth
So, you’re thinking…“Ok, despite your last Post, I’m going to get a credit card. I know you have one. And I want one too. Besides, like you said, society is designed for us to have one. Um, which one should I get?” Continue reading
Posted in Bank Information, Budgeting Advice, Credit Card Advice, Credit Card Comparisons, Personal Finance, Tips on Saving, Understanding Banks, Unfair Banking
Tagged ANZ, bank, Bank West, bankcard, banks, budget, CBA, closing balance, Commonwealth Bank, credit, credit card, credit card comparison, credit card fees, credit card situation, credit union, financial service provider, low fee card, low rate card, rewards card, spank, spank your bank, SyB, TCU, Teacher's Credit Union, WBC, Westpac, Which credit card should I get
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Credit Cards and their "Ouch!" Factor
Prior to arriving at this newfound intense interest with how the banks work, the chances of me googling ‘credit card’ would have been about as slim as me winning the lotto. I just simply wouldn’t have bothered. I’m too busy … Continue reading
Posted in Bank Information, Budgeting Advice, Credit Card Advice, Credit Card Comparisons, Tips on Saving, Understanding Banks, Unfair Banking
Tagged aldi, american express, amex, ANZ, balance transfer, bank, bank statement, bankcard, banks, budget, CBA, closing balance, Commonwealth Bank, consumer price index, CPI, credit, credit card, credit card fees, credit card myths, credit card situation, credit card statement, credit cards, customer relations, customer service, debt, fee, fees, finances, financial difficulties, financial hardship, financial issues, financial service provider, google, interest, interest free, mastercard, money, NAB, simple savings, spank, SyB, understanding credit cards, visa, visa debit, WBC, Westpac
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