Category Archives: Refinancing

What to do when you want to Switch Banks

The banks may be in business for a profit, but it is time to remind them that it pays to put customers NOT shareholders first. Whether you’re refinancing or applying for your first loan, we believe that the best strategy … Continue reading

Posted in Bank Competition, Budgeting Advice, Credit Unions, Home Loan Help, Mortgage Brokers, Refinancing, Spank Your Bank, Unfair Banking | Tagged , , , | Leave a comment

One Big Switch Sends Interesting Email

Now might be the time for a bank change. Here’s a deal that definitely looks like it’s worth a phone call. Continue reading

Posted in Bank Information, Home Loan Help, Refinancing | Tagged , , , , | 1 Comment

Banks and Credit Unions that have passed on the Dec 6 2012 Rate Cut in Full

Some banks have passed the 0.25% rate cut that the RBA announced on Tuesday in full. Others have not. So, if your bank is one that has not, we suggest that you look at getting a better deal with the … Continue reading

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Staying on Top of The Big Four

As frustrating as it can be, I understand the reality that sometimes it makes sense to go to the Big Four for your home loan. Yes they are profit mongerers and Yes, they will take us for every cent we … Continue reading

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One Big Switch – All their Ducks are in a Row. But are they in Line with Yours?

Over the last few weeks, One Big Switch has been emailing out offers to the 40,000 Australians who signed up for their Choice Big Switch Campaign. Here at Spank Your Bank we’ve seen a mix of very positive and very … Continue reading

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Kids AND a Mortgage – Is it Possible? Solution Five: Refinance

The borrowing situation has improved a lot in the last 12 months and there are loads of deals to be had. Unfortunately your lender is unlikely to be willing to offer you a deal until you’re walking out their door … Continue reading

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What is One Big Switch? Is it a con? Will it help? Is it for me? Who is Choice and Who is One Big Switch?

If you’re talking home loans, One Big Switch seems to be the three words on everyone’s lips at the moment. But what is it? Is it a con? Will it actually help? Will it actually help YOU? – and finally, … Continue reading

Posted in Bank Competition, Budgeting Advice, Home Loan Help, In the News, Interest Rates, Mortgage Brokers, Refinancing | Tagged , , , , , , , , , , , | 13 Comments