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- Be nice to the staff at your bank (CEOs and high paid people don’t count ;))
- Are You Struggling From Financial Stress and Finding Your Financial Institution is Making it Worse?
- What to do when you want to Switch Banks
- Have you seen the Bank Ownership Tree?
- Investing in the Banks – it may be the only way to keep up with them
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SyB stumbled upon a young mum with two toddlers and a large mortgage. Her job is to find out about everything that the banks are less keen for you to know and to tell you ALL about it!
Category Archives: Bank Information
What to do when you want to Switch Banks
The banks may be in business for a profit, but it is time to remind them that it pays to put customers NOT shareholders first. Whether you’re refinancing or applying for your first loan, we believe that the best strategy … Continue reading
Have you seen the Bank Ownership Tree?
NAB certainly hasn’t broken up with the Big Four. In fact almost all of the Aussie banks are just one big happy family sending money to the same groups of shareholders and disregarding you the customer. Visit this page on … Continue reading
Investing in the Banks – it may be the only way to keep up with them
Here’s the beginning of an article by Jessica Irvine from the Sydney Morning Herald that is well worth the read. Make sure to take the time to read the comments at the bottom of the article as well. “High returns, … Continue reading
Posted in Bank Information, In the News, Unfair Banking
Tagged bank profits, banks, interest rates, investing in banks, Jessica Irvine, smh
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One Big Switch Sends Interesting Email
Now might be the time for a bank change. Here’s a deal that definitely looks like it’s worth a phone call. Continue reading
Banks and Credit Unions that have passed on the Dec 6 2012 Rate Cut in Full
Some banks have passed the 0.25% rate cut that the RBA announced on Tuesday in full. Others have not. So, if your bank is one that has not, we suggest that you look at getting a better deal with the … Continue reading
A Bank Error to Keep an Eye Out For
A fan of our website recently wrote to us to inform of us of a glitch in the banking system that would have resulted in him paying extra fees had he not made a query with the bank. As he … Continue reading
Posted in Bank Fees, Bank Information, Customer Relations, Personal Finance, Unfair Banking
Tagged ANZ, australia and new zealand banking, bank error, bank fees, bank glitch, CBA, citi bank, citi group, citibank, citigroup, commbank, Commonwealth Bank, NAB, National Australia Bank, unfair bank fees, WBC, Westpac
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Big Four, your record profits make me Grumpy!
Over the last few weeks ANZ, Commonwealth Bank, NAB and Westpac have all announced their annual reports. What they’re doing their best to share with their shareholders but not with their customers is the news that they have ALL reported … Continue reading
Posted in In the News, Spank Your Bank, Unfair Banking
Tagged annual report, ANZ, bank, CBA, commbank, Commonwealth Bank, financial service provider, interest rate, interest rates, mortgage, NAB, National Australia Bank, profit, refinancing, SyB, WBC, Westpac
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Suncorp Isn’t Owned by the Big Four But the Shareholders Who Own the Big Four Own Suncorp
On my way along Warringah Road yesterday, I saw a big shiny billboard with a huge Suncorp advertisement on it. The billboard read, “We’re not owned by the Big Four. So why should you be?” This piqued my interest as … Continue reading
One Big Switch – All their Ducks are in a Row. But are they in Line with Yours?
Over the last few weeks, One Big Switch has been emailing out offers to the 40,000 Australians who signed up for their Choice Big Switch Campaign. Here at Spank Your Bank we’ve seen a mix of very positive and very … Continue reading
How to Deal with Mistakes on Your Credit Card Statement
Inaccurate charges that appear on credit card statements happen because of any number of human and computer mistakes. Duplicate charges are usually filtered by computer programs that are designed to prevent multiple charges for the same purchase. Fraudulent charges are … Continue reading
How are Credit Unions and Building Societies Different to Banks?
One thing that credit unions and building societies have in common with banks is that they both offer home loans. You will find, however, that Credit unions and Building Societies typically have a lower standard variable rate than banks. In … Continue reading
Can I Afford This Mortgage for 25 years?
A mortgage is a massive commitment. In fact the traditional time commitment of a mortgage is the same as a life sentence in gaol…hmmm coincidence? That is the number one thing you need to remember when considering how much you … Continue reading
What is One Big Switch? Is it a con? Will it help? Is it for me? Who is Choice and Who is One Big Switch?
If you’re talking home loans, One Big Switch seems to be the three words on everyone’s lips at the moment. But what is it? Is it a con? Will it actually help? Will it actually help YOU? – and finally, … Continue reading
Posted in Bank Competition, Budgeting Advice, Home Loan Help, In the News, Interest Rates, Mortgage Brokers, Refinancing
Tagged barefoot investor, budget, budgeting, choice one big switch, finding a homeloan, homeloan, is one big switch any good, mortgage, one big switch, refinancing, scott pape, SyB
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BankerSpank.com – A Credit Union Site
They’re like us, and also not like us. As in, they’re not us, but they also think that the banks are just slightly hypocritical. If you’re after something useful, then it’s perhaps not a site to visit. But if you … Continue reading
Posted in Bank Humour, In the News, Spank Your Bank
Tagged bank spank, banks vs credit unions, credit union, humour, Mac PC ads
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Newsflash – Genworth Gives Refund on Early House Sale Without Even Asking
A friend of mine recently sold his house. Like many of us, he’d bought and then not been able to keep up with the interest rate rises so he sold within 2 years of getting his loan which included a … Continue reading
The Yellow Brick Road RBA Appeal
Hubby read about Mr Bouris’s RBA appeal in the Telegraph last weekend. I couldn’t find the telegraph article online, but Mr. Mark Bouris has added it to his page and here is a link to an interview from the Today show … Continue reading
Posted in In the News, Interest Rates
Tagged battling the rate rise, interest rate, Mark Bouris, rate rise, rba, ybr, Yellow Brick Road
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How to Deal with Interest Rates on the Rise
All of the media reports talking about the looming interest rate rise have me shaking in my boots. The latest I’ve heard is that there will be at least two hearty rate rises this year. An interest rate rise for … Continue reading
SYB – A Family Story
Spank Your Bank was initiated by a bloke called Ken Longshaw. He’s your everyday sort of fella – wife, kids mortgage…you know the drill. Here’s a You Tube link to a video about how Spank Your Bank evolved.
Staying On Track with GST and Expenses – A Handy App
As I’m sure you have guessed, I love my Hubby. However, there are times when I raise my eyes and sigh melodramatically at the madness in his business method.
Posted in Account Management, Budgeting Advice, Budgeting Tips for Business, Business Budgeting, In the News, Personal Finance, Tips on Saving
Tagged accounting, android app, bas, business, business activity statement, business budgeting, business receipts, doing your own accounts, Easy VAT, expenses, GST, iphone, iphone app, keeping up with expenses, making VAT easy, phone application, receipts, saving time on your accounts, spreadsheet, tax, tax receipt log, Value Added Tax, VAT
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Tips For Teaching Your Child How to Budget Part Six of Saving Money For Your Kids
Below is a list of tips we’ve compiled that offer suggestions for teaching your kids about money and how to use it to their advantage. If you can know of anymore please let us know! Get your kids to write … Continue reading
Posted in Account Management, Bank Fees, Bank Information, Budgeting Advice, Personal Finance, Saving Money For Your Kids, Teaching Your Children About Money, Tips on Saving, Understanding Banks
Tagged accountant, ANZ, bank loyalty, banks, BankWest, budget, budgeting, CBA, children's savings accounts, Commonwealth Bank, comparing banks, credit card, earning interest, interest, NAB, pocket money, shopping, spank, SyB, tax, term deposit, trust fund, WBC, Westpac
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