Category Archives: Interest Rates

Banks and Credit Unions that have passed on the Dec 6 2012 Rate Cut in Full

Some banks have passed the 0.25% rate cut that the RBA announced on Tuesday in full. Others have not. So, if your bank is one that has not, we suggest that you look at getting a better deal with the … Continue reading

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Can I Afford This Mortgage for 25 years?

A mortgage is a massive commitment. In fact the traditional time commitment of a mortgage is the same as a life sentence in gaol…hmmm coincidence? That is the number one thing you need to remember when considering how much you … Continue reading

Posted in Bank Information, Budgeting Advice, Financial Stress, Home Loan Help, Interest Rates, Understanding Banks | Tagged , , , , , , , , , | 1 Comment

Mortgage Brokers – How Can They Help and Do You Need One?

Getting a loan is not fun. It’s complicated and there is so much hoopla and so many seemingly futile questions/forms involved that I cannot imagine much else that is equally as frustrating (having to phone telecommunications companies is probably the … Continue reading

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What is One Big Switch? Is it a con? Will it help? Is it for me? Who is Choice and Who is One Big Switch?

If you’re talking home loans, One Big Switch seems to be the three words on everyone’s lips at the moment. But what is it? Is it a con? Will it actually help? Will it actually help YOU? – and finally, … Continue reading

Posted in Bank Competition, Budgeting Advice, Home Loan Help, In the News, Interest Rates, Mortgage Brokers, Refinancing | Tagged , , , , , , , , , , , | 13 Comments

The Yellow Brick Road RBA Appeal

Hubby read about Mr Bouris’s RBA appeal in the Telegraph last weekend. I couldn’t find the telegraph article online, but Mr. Mark Bouris has added it to his page and here is a link to an interview from the Today show … Continue reading

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How to Deal with Interest Rates on the Rise

All of the media reports talking about the looming interest rate rise have me shaking in my boots. The latest I’ve heard is that there will be at least two hearty rate rises this year. An interest rate rise for … Continue reading

Posted in Bank Information, Budgeting Advice, Financial Stress, In the News, Interest Rates, Personal Finance, Tips on Saving, Understanding Banks | Tagged , , , , , | 1 Comment