Some banks have passed the 0.25% rate cut that the RBA announced on Tuesday in full. Others have not. So, if your bank is one that has not, we suggest that you look at getting a better deal with the … Continue reading →
A mortgage is a massive commitment. In fact the traditional time commitment of a mortgage is the same as a life sentence in gaol…hmmm coincidence? That is the number one thing you need to remember when considering how much you … Continue reading →
Posted in Bank Information, Budgeting Advice, Financial Stress, Home Loan Help, Interest Rates, Understanding Banks
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Tagged budget, budgeting, buying a house, can I afford a loan, can i afford a mortgage, finance, getting a loan, interest rates, natural disaster, relationship break down
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Getting a loan is not fun. It’s complicated and there is so much hoopla and so many seemingly futile questions/forms involved that I cannot imagine much else that is equally as frustrating (having to phone telecommunications companies is probably the … Continue reading →
Posted in Interest Rates, Mortgage Brokers
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Tagged Aussie Home Loans, budget, budgeting, home loan, home loans, interest, mortgage, mortgage broker, mortgage brokers, principal and interest, refinancing
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If you’re talking home loans, One Big Switch seems to be the three words on everyone’s lips at the moment. But what is it? Is it a con? Will it actually help? Will it actually help YOU? – and finally, … Continue reading →
Posted in Bank Competition, Budgeting Advice, Home Loan Help, In the News, Interest Rates, Mortgage Brokers, Refinancing
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Tagged barefoot investor, budget, budgeting, choice one big switch, finding a homeloan, homeloan, is one big switch any good, mortgage, one big switch, refinancing, scott pape, SyB
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HSBC owns the majority share in all of Australia’s major banks (and a few more at that). I guess, because of this, they don’t seem to care too much about competing with their children – well at least I haven’t … Continue reading →
Posted in Bank Competition, Bank Fees, Budgeting Advice, Credit Card Advice, Interest Rates, Savings Accounts
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Tagged account fees, ANZ, budgeting, CBA, commbank, Commonwealth Bank, credit card, credit card fees, Feebate, HSBC, NAB, National Australia Bank, savings account, spank your bank, SyB, transaction account, WBC, Westpac
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Hubby read about Mr Bouris’s RBA appeal in the Telegraph last weekend. I couldn’t find the telegraph article online, but Mr. Mark Bouris has added it to his page and here is a link to an interview from the Today show … Continue reading →
All of the media reports talking about the looming interest rate rise have me shaking in my boots. The latest I’ve heard is that there will be at least two hearty rate rises this year. An interest rate rise for … Continue reading →
Posted in Bank Information, Budgeting Advice, Financial Stress, In the News, Interest Rates, Personal Finance, Tips on Saving, Understanding Banks
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Tagged banks, dealing with interest rates, how to cope with the rate rise, interest rates, rate rise, rba
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